BILLIONAIRE THOUGHTS PRIVACY POLICY

This Billionaire Thoughts Privacy Policy (the "Policy") describes how we collect and use personal information about you when you visit our website or contract us via telephone or email.

In this Policy, "we" and "our" mean Billionaire Thoughts, and "you" means any person who visits our website or contracts us via telephone or email.

You agree to the collection and use of information as described this Policy if you choose to use our website and services. We may change this Policy from time to time by updating this page. You agree to review the terms of this Policy periodically to be aware of any such revisions.

What Categories of Information We Collect

We collect a variety of types of information, including Personal Information. “Personal Information” means all information about an identifiable individual. It includes Personal Identifiable Information, which is information that permits the identity of an individual to whom the information applies to be reasonably inferred by either direct or indirect means.

We collect the content and other information you provide when you use our website and services, including your Personal Information and anonymous information from you based on what you submit to us and on your use of the website and services. The Personal Information that we collect are used for providing and improving our website and services. We will not use or share your Personal Information with anyone except as described in this Policy.

We may require you to provide us with certain Personal Information, including but not limited to your name, phone number, and postal address to provide you with a better user experience. We may collect the following Personal Information about you when you use our website and services:

·         Your name and job title and any other information you submit when you sign up for access to our website and services

·         Your contact information including email address

·         Your demographic information, preferences and interests

·         Personal Information you provide to us for customer service and support

·         Messages that you send or receive through our website

·         Details of transactions that you conduct while using our website and services, including any information we require to provide the products or services that you sign up for

·         Purchase or other commercial information, such as the items you purchase, items you have altered or custom made, shipping address, and contact information (such as for receipts or order updates)

·         Payment information, such as your payment method and payment information (such as debit or credit card number and information), and billing address

·         Data from your other social network accounts if you linked them to our website

·         Your location according to the IP address assigned to your computer machine or mobile device by your Internet Service Provider, and mobile location data

·         Usage data about how you use our site, so-called Anonymous Data, which we collect using Cookies

·         Other Information relevant to customer surveys and/or offers

·         Information concerning the dates and times you use our website and related services

·         Information concerning the type of browser, operating system and language that you use while visiting our website

·         Information about the website that directed you to our website, including information about the website that you previously visited before visiting or logging on to our website

·         Call recordings, including information about your call and that you share when you call us on the phone

SECURITY

We employ certain measures to protect Personal Information. When you submit sensitive information via the website, your information is protected both online and offline. However, by using our website and services, you acknowledge and agree that Internet transmissions are never completely private or secure.

Only Billionaire Thoughts employees, representatives and agents who need the Personal Information to perform specific jobs, such as billing or customer service, are granted access to it and the computers/servers on which the Personal information is stored are kept in a secure environment.

How We Collect Information

We collect information on our website or during telephone calls with you and email messages. We also obtain information from you and from third parties. For example, we collect and obtain information:

From third parties, such as service providers that we use, analytics companies, advertising networks and cooperatives, demographic companies, third parties that provide us with information about you and the different devices you use online, and other third parties that we choose to collaborate or work with;

From social media platforms and networks that you use in connection with our website or that share or allow you to share information with us, such as Facebook, Twitter, Pinterest, and Instagram. For example, if you use functionalities, plugins, widgets, or tools from social media platforms or networks in connection with our website (e.g., to log into an account, or to share inspiration, finds, purchases, and other content with your friends and followers on social media), we will collect the information that you share with us, or that those social media platforms or networks share with us. For more information about social media platform and network privacy practices, please review the privacy policies and settings of the social media platforms and networks that you use;

Using cookies and automatic collection methods. For example, we and third parties we work with may collect information from the computer, tablet, phone, or other device that you use to access our website, or that you use to open an email or click on an advertisement from us. This collection includes automatically collected information, and generally does not include personal information unless you provide it through our website or you choose to share it with us. Please see the Log Data and cookies section below. Methods we use include:

Cookies (which may be session-based or persistent, and are typically small data files that are stored on your hard drive or in connection with your Internet browser);

Web beacons or tags (small images embedded into websites or emails that send information about your computer, tablet, phone, or other device when you visit our website or open an email we send to you);

Website log files (which we tend to create automatically in connection with access to and use of our website);

Other technologies (which may be similar to or different than the methods noted above).

How We Use Information

We use the information that we collect to conduct our business and to provide you with the best possible products, services, and experiences. We also may combine any or all of the information that we collect or obtain. Examples of how we use information include:

To respond to you, such as when you: place an order; call us; make a request or inquiry; enter a contest or sweepstakes; complete a survey; or share a comment or concern;

For personalization of your experiences with us, including to: remember your interests and preferences; customize the products and services we share with you; facilitate your interactions with our representatives; track and categorize your activity and interests on our website, including by identifying the different devices you use; and to enrich your experience on our website;

For marketing and advertising, such as to: send you marketing and advertising communications and to customize the marketing and advertising that we show you (we offer choices about marketing and advertising as noted in the Your Choices section below);

For analytics, such as to: understand how you use our website and services; understand how you shop with us; determine the methods and devices used to access our website and services; and improve our website and services;

For our business purposes, such as: to operate and improve upon our business and lawful business activities; to maintain our programs, accounts, and records; for research; to determine your satisfaction with our products and services; to detect and prevent fraud or misuse of our services; and for any other business purpose that is permitted by law;

For legal and safety purposes, such as to: defend or protect us, our customers, you, or third parties, from harm or in legal proceedings; protect our rights; protect our security and the security of our customers, employees, and property; respond to court orders, lawsuits, subpoenas, and government requests; address legal and regulatory compliance; and notify you of product recalls or safety issues.

How We Share Information

In general, we do not share personal information about you with third parties for third-party marketing or advertising purposes. We do share personal information with third parties for other purposes. For example, we share personal information with:

Third parties and service providers that provide products or services to us, that help us market or advertise to you (including co-branded marketing and advertising), or that provide products or services to you. We may use third parties or service providers to help with auditing interactions and transactions with you, addressing security, fixing errors, helping us with advertising or marketing, maintaining accounts and providing customer service, helping with our internal research, verifying service quality or safety, and performing any of the other actions or activities allowed under this policy;

Social media platforms and networks such as Facebook, Twitter, Pinterest, and Instagram that offer functionalities, plugins, widgets, or tools in connection with our website (e.g., to log into an account, or to share inspiration, finds, purchases, and other content with your friends and followers on social media). If you choose to use these functionalities, plugins, widgets, or tools, certain information may be shared with or collected by those social media companies—for more information about what information is shared or collected, and how it is used, see the applicable social media company's privacy policy;

Parties to business transactions such as those we deal with in mergers, acquisitions, joint ventures, sales of assets, reorganizations, divestitures, dissolutions, bankruptcies, liquidations, or other types of business transactions. In these types of transactions, personal information may be shared, sold, or transferred, and it may be used subsequently by a third party; and

Additional third parties such as law enforcement, government entities, courts, or other third parties as required or allowed by applicable law, such as for the legal and safety purposes described under the "How We Use Information" section above, or otherwise to help prevent harm or fraud to us, you, our customers, or other third parties. We also may share personal information with third parties upon your request or with your approval, though we may not be able to accommodate all requests.

Online Advertising and Third Parties We Work With

We work with third-party companies for advertising purposes, including to: serve advertisements across the Internet; track and categorize your activity and interests over time on our website, and on third-party websites and mobile applications; and to identify the different device(s) you use to access websites and mobile applications. We share information with these companies, and these companies may collect information—including automatically collected information when you use our website—through the methods described in the "How We Collect Information" section above (see "Using cookies and automatic collection methods"). These third-party companies also may possess or obtain information about you from your interactions: directly with the third-party companies; with other websites, mobile applications, or companies that the third-party companies work with; or from your interactions with advertisements the third-party companies help to display to you. The information that these companies collect or that we share may be used to customize or personalize the advertisements that are displayed to you.

We may share personal information with the third-party companies we work with for our purposes, though in general we do not share personal information about you with third parties for third-party marketing or advertising purposes. We may also share other information at our discretion, including automatically collected information, which may be used by third parties for third-party marketing, advertising, and other purposes. For information about the choices you have about the online advertising practices described in this section, please see the "Your Choices and Access Requests" section below.

SERVICE PROVIDERS

We also work with third-party service providers and share your Personal Information with them in order to provide you with services, including service providers who assist us with the following:

·         information and data processing

·         managing and hosting data

·         To improve our services

·         To provide services on our behalf

·         To perform service, maintenance and repair-related activities

·         To assist us in analyzing how our website and services are used

These Service Providers may have access to your Personal Information to perform the tasks described above. However, they are obligated not to disclose or use your Personal Information for any other purpose. We do not provide your Personal Information to third parties that enable them to engage in any direct marketing to you without your express consent.

Your Choices and Access Requests

You may request that we delete any of your Personal Information we have by notifying us at support@billionairethoughts.com. You may also decline to provide Personal Information when requested on our website to provide you with access to our website’s functionality. If you decline to provide Personal Information that is required for you to use the website and services, however, you may be prevented from accessing and using some, or all, portions of our website and services or experience a loss of functionality of our website and a reduced user experience.

We strive to offer you choices about how personal information is used and shared. Your choices include:

Social Media Platforms and Networks. We encourage you to review your privacy options and settings with the social media platforms and networks you use to understand what choices you have about sharing information from those platforms and networks with us.

Email Choices. You can opt-out of marketing or advertising emails by using the "unsubscribe" link or mechanism noted in marketing or advertising emails you receive from us or billionairethoughts.actioncoach.com. You may also request to opt-out of marketing or advertising emails by contacting us through one of the methods specified in the "Additional Information and Contacting Us" section of this website or email us at support@billionairethoughts.com. To unsubscribe from marketing or advertising emails you receive from Billionaire Thoughts please email us at support@billionairethoughts.com.

Direct Mail Choices. You may opt-out of receiving marketing or advertising by direct mail by contacting us through one of the methods specified in the "Additional Information and Contacting Us" section below and sharing the name and mailing address that you would like to opt-out. Please note that these requests may take up to 8-10 weeks to become effective.

We will not sell, distribute or lease your Personal Information to third parties unless we have your permission or unless we are required by law to do so. We may use your Personal Information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.

You may request details of Personal Information which we have about you. If you would like a copy of your Personal Information that we have please write to support@billionairethoughts.com. You may be charged a small administrative fee for this service.

If you believe that any of your Personal Information we have is incorrect or incomplete, you may have the information corrected by notifying us at support@billionairethoughts.com.

LOG DATA AND COOKIES

We collect Personal Information that your browser sends to us that is called Log Data whenever you visit our website. This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser version, pages of our website that you visit, the time and date of your visit, the time spent on those pages, and other statistics.

Cookies are files with a small amount of data that is commonly used as an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive. Our website uses these “cookies” to collect information and to improve our website and services.

Cookies help us provide you with a better website user experience by enabling us to monitor which pages are being used. A cookie in no way gives us access to your computer or any Personal Information about you, other than the data you choose to share with us. You have the option to either accept or refuse these cookies through your browser and to know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions and functionalities of our website and service.

HOW LONG WE RETAIN/KEEP YOUR DATA

We only store data for as long as it is necessary to provide products and services to you and others, with information typically being held until you terminate your account. We will delete your Personal Information within one (1) year after the date that you terminate your account. It is important that we retain your data for this period to ensure that we can answer account-related queries and to provide information to third parties in line with our disclosure provisions outlined in this Privacy Policy. Even after you remove Personal Information from your profile or terminate your account, copies of your Personal Information may still be viewable and/or accessed on the Internet to the extent that you have shared such information with others, or copied or stored by other users, or to the extent, such information has been shared with search engines. We cannot control this, nor do we accept any liability for this. If you have given third-party applications or websites access to your Personal Information they may retain such information to the extent permitted under their terms of service or privacy policies.

If you are an inactive user or infrequently use our website and services, you should be aware that we will continue to store your Personal Information until you cancel your account. You are responsible for changing your preferences or canceling your account.

If your account is ever terminated by us for a violation of our policies, or you are detected as a potential or actual threat to our business or our users, your Personal Information will be retained for as long as we deem necessary to protect our business and users.

Children’s Privacy

You must be eighteen (18) years of age or older to use our website and services. We do not knowingly collect Personal Information from children under the age of eighteen (18). If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us so that we can delete the information.

Notices, Disclosures, and State-Specific Rights

Links to Other Websites and Services. Our website may provide links to other Internet sites, content or videos (embedded or direct links) maintained by third parties. We are not responsible for the sites, content, or videos accessed via the links, and we have not reviewed the privacy practices of those third parties. We encourage you to review the privacy practices of those third parties.

Browsers Do Not Track Signals. While we strive to offer you choices when you use our website, we do not promise that we will be able to receive or honor web browser Do Not Track signals.

If you provide personal information through our website, you agree that the personal information will be transferred to and processed in the United States of America and any other country or jurisdiction at our sole discretion. The laws that apply to the use and protection of personal information in the United States or other countries or jurisdictions in which we transfer or process personal information may be different than the laws and protections in your country.

CALIFORNIA CONSUMER PRIVACY act ("CCPA") rights

For more details about Personal Information we collect, including the categories of sources, please see the Information WE Collect and Use section above. We collect this information for the business and commercial purposes described in that section. We share this information with the categories of third parties described in the THIRD PARTIES and SERVICE PROVIDERS sections above. We do not sell (as defined in the CCPA) your Personal Information without your consent or without providing a right to opt-out. Please note that we do use third-party cookies for our advertising purposes as further described in Log Data and cookies section above.

Subject to certain limitations, the CCPA provides California consumers the right to request to know more details about the categories or specific pieces of Personal Identifiable Information we collect (including how we use and disclose this information), to delete their Personal Identifiable Information, to opt-out of any sales that may be occurring, and to not be discriminated against for exercising these rights. You may opt-out by visiting the following page: www.billionairethoughts.actioncoach.com/opt-out. You may designate another person to opt out on your behalf.

Consistent with California law, if you choose to exercise your applicable CCPA rights, we will not charge you different prices or provide you a different quality of services. If we ever offer a financial incentive or product enhancement that is contingent upon you providing your Personal Information, we will not do so unless the benefits to you are reasonably related to the value of the Personal Information that you provide to us.

California consumers may make a request pursuant to their rights under the CCPA by contacting us at support@billionairethoughts.com or by mail to the following address:

Billionaire Thoughts, LLC

701 North Post Oak, Suite 475

Houston, Texas 77024

United States

We will verify your request using the information associated with your account, including your email address. Government identification may be required. Consumers can also designate an authorized agent to exercise these rights on their behalf.

Links to other sites

The website and services may contain links to other websites of interest. If you use any of these links to leave our website, we do not have any control over that other website or the information that the other website may collect from you. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services or for the protection and privacy of any information which you provide while visiting such other websites.

CONTACT

If you have any questions about this policy or the information we collect, please contact Billionaire Thoughts at support@billionairethoughts.com.

Effective December 28, 2021